Identification Documents
Valid government-issued photo ID such as a driver's license or passport Proof of residency such as a utility bill or lease agreement
Income Verification
Recent pay stubs showing your current income Tax returns for the past two years Bank statements to verify your assets and liabilities
Employment Verification
Employment verification letter from your employer Contact information for your employer
Credit History
Copies of your credit report from the major credit bureaus Explanation of any negative items on your credit report
Property Information (For Mortgage Loans)
Purchase agreement for the property Property appraisal report
Additional Documents
Proof of insurance for the collateral (if applicable) Divorce decree or child support documents (if applicable)