Are dental implants covered by insurance?

Dental implants are a popular and effective way to replace missing teeth. However, one common question that arises is whether dental implants are covered by insurance. In this article, we will explore the topic of dental implants and insurance coverage in detail.

Understanding Dental Implants

Dental implants are artificial tooth roots that are surgically placed into the jawbone to support a replacement tooth or bridge. They provide a strong and durable foundation for artificial teeth, allowing them to function like natural teeth. Dental implants can improve oral health, restore the ability to eat and speak properly, and enhance self-confidence.

Types of Dental Implants

There are two main types of dental implants: endosteal and subperiosteal. Endosteal implants are placed in the jawbone, while subperiosteal implants are placed on top of the jawbone but under the gum tissue.

Insurance Coverage for Dental Implants

Insurance coverage for dental implants varies depending on the insurance provider and the specific policy. Dental implants are typically considered to be a cosmetic procedure by insurance companies, so they may not be fully covered.

Factors Affecting Insurance Coverage

Several factors can affect insurance coverage for dental implants, including the reason for the procedure, the type of insurance plan, and the individual policy details. Some insurance companies may cover a portion of the cost of dental implants if they are deemed medically necessary.