01Report the Injury

  • As soon as the employee is injured, it is important to report the injury to the employer or supervisor.
  • Provide details about how and when the injury occurred.
  • Reporting the injury promptly helps establish a clear timeline and can prevent any potential issues with the claim.
  • Make sure to keep a copy of the incident report for your records.

02Seek Medical Treatment

  • The injured employee should seek immediate medical attention for their injury.
  • Follow the employer's instructions for selecting a healthcare provider or visit an approved workers' compensation doctor.
  • Keep all medical records, bills, and receipts related to the treatment.
  • These documents will be needed to support the workers' compensation claim.

03Notify the Insurance Carrier

  • Notify the workers' compensation insurance carrier about the injury.
  • Provide them with all the necessary details, including the employee's personal information, date and time of the injury, and a description of the incident.
  • The insurance carrier will provide further instructions and guide you through the claims process.

04Cooperate with the Claims Adjuster

  • The claims adjuster will be assigned to investigate and process the workers' compensation claim.
  • Cooperate fully with the claims adjuster by providing any requested information, documents, or evidence.
  • Be honest and accurate in your statements to ensure a smooth claims process.
  • Keep a record of all communications with the claims adjuster for reference.

05Follow the Medical Treatment Plan

  • The injured employee should follow the prescribed medical treatment plan and attend all appointments.
  • Non-compliance with the treatment plan may adversely affect the workers' compensation claim.
  • Inform the healthcare provider about any changes in symptoms or condition.
  • Keep a record of all medical treatments, prescriptions, and follow-up visits.

06Document Lost Wages

  • If the injury causes the employee to miss work, document all the days and hours of missed work due to the injury.
  • Keep a copy of the work schedule or any other relevant evidence.
  • Provide the documentation to the claims adjuster as proof of lost wages.
  • Lost wage benefits may be available under workers' compensation.

Conclusion

Handling a workers' compensation claim requires prompt reporting, seeking medical treatment, cooperating with the claims adjuster, and documenting all necessary information. By following the necessary steps and keeping accurate records, you can ensure a smooth claims process and receive the benefits you are entitled to.

MethodsDetails
Report the InjuryPromptly report the injury to the employer or supervisor and keep a copy of the incident report.
Seek Medical TreatmentSeek immediate medical attention and keep all medical records, bills, and receipts.
Notify the Insurance CarrierNotify the workers' compensation insurance carrier about the injury and provide necessary details.
Cooperate with the Claims AdjusterCooperate fully with the claims adjuster and keep a record of all communications.
Follow the Medical Treatment PlanFollow the prescribed medical treatment plan and keep a record of all treatments.
Document Lost WagesDocument all missed work hours and provide the necessary evidence to the claims adjuster.
workers' compensation
injury
medical treatment
lost wages