Where can I open a free online checking account and get $300?

If you're looking to open a free online checking account and earn $300 in the process, you're in luck! There are several banks and financial institutions that offer promotional bonuses for new customers. These bonuses can be a great way to earn some extra cash while also taking advantage of the convenience and flexibility of online banking. In this article, we will explore some of the top options available to you.

1. Bank of America

Bank of America offers a free online checking account called Advantage Banking. To qualify for the $300 bonus, you need to open a new account and make qualifying direct deposits totaling $4,000 or more within the first 90 days. This promotional offer is valid for new Bank of America customers only. The bonus will be credited to your account within 60 days of meeting the requirements.

2. Chase

Chase also offers a free online checking account called Chase Total Checking. To earn the $300 bonus, you need to open a new account and set up direct deposit. You must make a direct deposit of $500 or more within the first 90 days of account opening. The bonus will be deposited into your account within 10 business days of meeting the requirements.

3. Discover Bank

Discover Bank offers an online checking account called Discover Cashback Debit. While there is no specific cash bonus for opening an account, Discover Cashback Debit offers 1% cash back on up to $3,000 in debit card purchases each month. This can be an attractive option if you frequently use your debit card for day-to-day expenses and want to earn some cash back. Discover Bank also has no monthly fees and offers free ATM access at over 60,000 ATMs nationwide.

4. Ally Bank

Ally Bank is another popular option for online banking. While they currently do not offer a specific bonus for opening a checking account, Ally Bank is known for its competitive interest rates and no monthly maintenance fees. They also reimburse up to $10 per statement cycle for ATM fees charged by other banks. Ally Bank offers a variety of banking products, including checking, savings, and CDs.