Check Your Credit Score
Obtain a copy of your credit report to see where you stand. A higher credit score typically leads to lower interest rates. Work on improving your credit score if it's lower than desired.
Compare Lenders
Research different online lenders to find the ones offering the lowest interest rates. Check for hidden fees and terms that may impact the total cost of borrowing.
Negotiate with Lenders
Don't be afraid to negotiate with lenders for better rates. Highlight your creditworthiness and financial stability to secure lower rates.
Consider a Cosigner
Ask a trusted individual with good credit to cosign your loan. A cosigner can help you qualify for lower interest rates.