What is AARP?
AARP, formerly known as the American Association of Retired Persons, is a nonprofit organization dedicated to empowering people over 50 to live their best lives. AARP offers a range of services and resources, including healthcare options like Medicare plans. AARP Medicare plans are administered by UnitedHealthcare, one of the largest healthcare insurance providers in the country.
Top AARP Medicare Plans for Seniors
1. AARP Medicare Advantage Plans: These plans combine Medicare Part A and Part B (Original Medicare) coverage with additional benefits like prescription drug coverage (Part D), dental, vision, and hearing benefits. They may also include fitness programs and wellness services. 2. AARP Medicare Supplement Insurance Plans: Also known as Medigap plans, these plans help fill the gaps in Original Medicare coverage by covering out-of-pocket costs like deductibles, copayments, and coinsurance. 3. AARP Medicare Prescription Drug Plans: These standalone plans provide prescription drug coverage and can be added to Original Medicare or an AARP Medicare Supplement Insurance Plan. 4. AARP Medicare Special Needs Plans: These plans are designed for individuals with specific healthcare needs, such as those with chronic conditions or who require specialized care. It is important for seniors to carefully review and compare the benefits, costs, and coverage of each plan to determine the best option for their unique needs.